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[ad_1] Fixed deposit (FD) investors have benefited from rising interest rates over the past 1-2 years, with rates reaching their peak and remaining there for a considerable time. However, this favorable situation is not expected to continue indefinitely. Although the Reserve Bank of India (RBI) has maintained the repo rate, it is anticipated that this may be the final pause before the central bank initiates a cycle of interest rate reductions, potentially leading to a gradual decrease in bank FD interest rates .While FD investors profited from the rising interest rate environment, the same investment approach may not yield equal benefits in a falling interest rate scenario. "Given the resilient economic growth, the RBI has some flexibility to wait until inflation sustainably falls below the 4% target before considering any rate cuts," ET quoted Raghvendra Nath, MD, Ladderup Wealth Management Pvt. Ltd as saying. Where are FD interest rates headed? Although policy rate ...

[ad_1] Last Updated: February 07, 2023, 07:45 IST One in 10 invested in an FD for safety from market volatility. Kuvera’s survey found that over one in five respondents turned to FD to park emergency funds while beating inflation. Safety from market volatility is one of the key reasons for investors to book a fixed deposit (FD), according to a recent survey by investing platform Kuvera. Almost half of the respondents (over 44%) said they invested in an FD when they needed money within three years with total safety. Another 23% said they invested in an FD to park emergency funds to beat inflation. Kuvera, an online investment and financial planning platform, said that it surveyed around 1.6 million of its investors to understand the reasons behind the popularity of FDs among Indians. Also Read: Bank FD: ICICI Bank vs PNB vs HDFC Bank; Check Comparison of Latest Interest Rates “FDs are quite popular among Indians and we set out to understand why it was so. Unsurprisingly, the simpli...